If you want to pay off your loan early, call us on 0371 781 3058* or write to us at:
Ikano Bank AB (publ)
P O Box 10081
We'll let you know:
- how much you need to pay (‘settlement balance’)
- when you need to pay us by (the ‘settlement date’)
- how much interest you will save by paying back early
If you don't think you will be able to repay the full amount by the date given ('settlement date'), let us know. We can provide a new settlement balance.
No additional charges for early repayment.
There's no charge for repaying your loan early but your settlement figure will include up to 58 days interest, in line with the Consumer Credit (Early Settlement) Regulations 2004.
Keep up to date with your payments.
If you have requested an early settlement figure from us, you still need to make sure you keep up with your monthly payments until your loan is fully paid off. If you do overpay, we will send you a refund.
You can pay by phone using a debit card, or transfer the money directly from your bank account.
We are open Monday to Saturday 9.00am – 8.00pm and Sunday 10.00am – 6.00pm
*Calls to this number cost the same as a call to a standard '01' or '02' landline number, even when calling from a mobile. Calls to this number are also included in any bundled minutes or free talk time that covers landline calls. Where calls are made outside of a bundle you will be charged at the national rate. Calls may be recorded for training purposes.