Ikano point of sale loans heading

We provide a variety of Interest Free, Interest Bearing and Buy Now Pay Later loans to a wide range of Retail Partners. To find out how our loan products could benefit you go to:

Ikano retail finance partner Bensons for Beds logo
Ikano retail finance partner Cargo logo
Ikano retail finance partner DFS logo
Ikano retail finance partner Harveys logo
Ikano retail finance partner Ikea logo
Tesco Tech Support
Ikano retail finance partner Vision Express logo
BHS

Here's a guide to understand what Ikano's loan products mean to you

Interest Free Credit (IFC) - you do not pay any more than the total amount you borrow.  For example, if you borrowed £600 over 12 months, you would pay £50 per month, assuming you make all repayments on time.

Deferred IFC - this loan is like an IFC, but you do not make your first repayment for an agreed period of time.  For example 6 months after purchasing your products.

Buy Now Pay Later (BNPL) Loan - An interest bearing loan where you do not have to make your first repayment for an agreed period of time. You have the option to fully settle your loan without incurring any interest within the deferred period. If you choose to settle your loan after this period, then any interest accrued since applying for your loan will be applied

Interest Bearing Loan - a loan with interest added, paid off in monthly installments