Our Savings accounts

with great rates up to 2.20% AER Gross

Easy access at a glance

 

Account Gross Annual Interest Gross Monthly Interest AER Opening an Account
Easy Saver 0.80% 0.80% 0.80%

More details

Fixed Savers at a glance

 
Account Gross Annual Interest Gross Monthly Interest AER Opening an Account
Fixed 1 Year Saver  1.45% 1.44%  1.45% More details
Fixed 2 Year Saver  1.65% 1.64% 1.65% More details
Fixed 3 Year Saver  1.85% 1.83% 1.85% More details
Fixed 4 Year Saver  2.00% 1.98% 2.00% More details
Fixed 5 Year Saver  2.20% 2.18% 2.20% More details

AER - stands for Annual Equivalent Rate and illustrates what the interest rate would be if the interest was paid and compounded once each year.

Gross interest - From the 6th April 2016, no tax will be deducted by us and therefore gross is the rate of interest if interest was paid and not compounded each year.

Keeping your savings simple

Born in Sweden, Ikano has been in the UK for over 21 years; providing finance to millions of UK customers. Our customers tell us that it's better when things are kept simple – things like bonus rates, introductory offers and hidden charges cause mistrust, that's why we don't have any.

We think of your money like it's our own, you won't see us travelling first class, having big corporate lunches or taking massive bonuses. That's not how we do business.

We believe this helps keep things simple and on fair terms, so we can offer you good savings rates all of the time.

 

 

  • Good rates all of the time. No bonuses or introductory offers
  • No charges for opening or operating your account
  • It's easy to manage your account online or by telephone 
  • Your savings are protected – find out more

 

 

Your savings are protected

From 30 January 2017 your savings are protected up to £85,000 per person. As we're a Swedish Bank you are protected through the Swedish Deposit Insurance Scheme (managed by Riksgälden). The UK Financial Services Compensation Scheme (FSCS) will not apply.

Find out more

In plain English

We like to keep things simple. We try to use plain English and avoid using jargon, so our products and services are easy to understand. If you have any questions about our savings products, please visit our FAQ section.

Our UK contact centre

You can call us on 0371 880 6182

 

9am to 7pm Monday to Friday, 9am to 12.30pm on Saturday

 

Or email any questions to enquiries@savings.ikano.co.uk

Calls to this number cost the same as a call to a standard "01" or "02" landline number, even when calling from a mobile. Calls to this number are also included in any bundled minutes or free talk time that covers landline calls. Where calls are made outside of a bundle you will be charged at the national rate. Calls may be recorded for training purposes.

 

The actual cost you are charged will depend on your phone provider, please check with them if you are unsure.