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Affordable retail finance options for your customers' electrical needs

Build a high performing retail finance offer for your business


Revolving finance

Revolving finance

Multichannel and instant white labelled revolving finance gives your customer the convenience they crave. Credit limits from £50.

Revolving finance


Interest free credit

Interest free credit

Attract customers with interest free or deferred interest free payment options. Give your customers greater affordability with fixed monthly payments.


Interest bearing loan

Interest bearing loan

Cost effective for your business and helps your customer budget for their purchase. Flexible interest bearing loans with a range of terms & APRs available.

Point of sale loans


Buy now pay later

Buy now, pay later

Convert more customers with buy now, pay later. First, your customer has a payment free period, and then they go on to conveniently spread the cost.








Boost your sales with retail finance

Electricals sales increased by 7.2% year-on-year in January 2021 – the best performance of any non-food sectori

Our repayment options will build you a strong finance and service proposition, offering flexibility and affordability for all your customers' electrical needs.

Let's talk

I would gladly recommend Ikano Bank loans to anyone and everyone.

Robert, Northamptonshire

See retail finance in action with our Resource Hub

White papers, case studies, blogs and top ten tips to grow your business.

Take me to the Resource Hub

Thank you for making the process easy, good communication from you.

Paul, Wolverhampton

Why work with Ikano Bank?

We’re a family owned bank that’s been providing retail finance in the UK for more than 20 years. Our roots are in retail. The same family that founded IKEA, founded Ikano in 1988.

We’re proud of our unique retail heritage and what we’ve learned from it - a strong and simple idea, with a little bit of hard work and good values is important for success. From our UK base in Nottingham, we offer simple retail finance products with over 250 retailers across the UK.

Working with Ikano Bank

Over 150 businesses offer retail finance with Ikano Bank


New Look

Learn how we can help your business benefit from retail finance.

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