Empower your customers to wear now, pay later

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Increase your brand engagement with a tailored retail finance offer


Revolving finance

Revolving finance

Multichannel and instant white labelled revolving finance gives your customer the convenience they crave. Credit limits from £50.


Interest free credit

Interest free credit

Your customers take advantage of spreading the cost with fixed and set payments.


Defered interest free

Deferred Interest free credit

Your customers first enjoy a payment free period, then an interest free repayment period.


Insight, marketing and loyalty services

Insight services

Our team of data geeks help you make meaningful connections with your customers.

Look good, feel good with retail finance

Help your customers look good, feel good with white labelled retail finance. Credit limits start at just £50 and give your customers a smart way to pay that's purely aligned to your brand. Multichannel instant credit empowers your customers to make the fashion choices they want, be it an investment piece, seasonal update or complete wardrobe overhaul.


Get in touch and find out more

“The Warehouse card is invaluable for women who like to shop there on a regular basis.”

Sharon, Brighton

New Look
All of our evidence is, [that for credit users] their average transaction value tends to be higher, they tend to be New Look loyalists. They like us, they like our product, they like to have affiliation with us so they spend more and shop more often."
PCL Research

Steve Challes, Group Business Development Director, New Look

“It’s quick and easy to make payments, plus you can pay when suits you.”

Talia, North Yorkshire

Ikano Bank provides fair and responsible lending and does not stretch a consumer's affordability. Consumers can open an account with a £50 limit. This is not something any credit card provider can offer.

“I find that the APR is not ridiculously high, the monthly minimum payment is realistic and you can pay 24 hours a day.”

Tracy, Lancashire

Case studies


Online Apply & Buy increases ATV by 8%, plus a 172% uplift in new applications

Read the case study


Retail finance customers deliver up to 81% uplift vs. non-finance customers

Read the case study

Your website is brilliant. So easy to check my credit card limit, how much I spent and easy to pay money in. So simple, well laid out with everything I need. So helpful! Thank you!

Erika, North Somerset

Why work with Ikano Bank?

We’re a family owned bank that’s been providing retail finance in the UK for more than 20 years. Our roots are in retail. The same family that founded IKEA, founded Ikano in 1988.

We’re proud of our unique retail heritage and what we’ve learned from it - a strong and simple idea, with a little bit of hard work and good values is important for success. From our UK base in Nottingham, we offer simple retail finance products with over 250 retailers across the UK.

Working with Ikano Bank

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