Optical and hearing care

Take the stress out of a complex purchase with Retail Finance

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Focus in on Retail Finance to grow your business


Interest free credit

Interest free credit

Attract customers with interest free  or deferred interest free payment options. Give your customers greater affordability with fixed monthly payments.


Defered interest free

Deferred Interest free credit

Increase sales with deferred interest free credit (DIFC). Your customers first enjoy a payment free period, then interest free repayments.


Interest bearing loan

Interest bearing loan

Cost effective for your business & helps your customer budget for their purchase. Flexible interest bearing loans with a range of terms & APRs available.


Buy now pay later

Buy now, pay later

Convert more customers with buy now, pay later. First, your customer has a payment free period, and then they go on to conveniently spread the cost.

Quality and style without sacrifice.

Buying new glasses is a complex decision. Fit and fashion need to come together with technical lens requirements at the right price. Sight is the most precious sense to the UK.i As a nation, we place high value on seeing clearly. With Retail Finance, there’s no need to sacrifice on quality or style. Your customers get the right lenses and frames, confident in their purchase and themselves.

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Choice and peace of mind for your customers with Retail Finance:

  • Option of interest free or interest bearing repayments
  • Quick multichannel application process
  • Instant decision & spend
  • Customers can renew & upgrade their prescriptions regularly

“The staff explained everything and it really was ‘no hassle'. A fantastic way to buy the glasses you need, when you need them.”

Sharon, Lincolnshire

Improve quality of life with affordable hearing care.

Hearing loss affects over 11 million people in the UK and by 2035; one in five of us will be affected. For those affected by hearing loss, hearing aids are vital. They’re recognised to improve communication, quality of life and reduce the risk of depression. ii Price should never be a barrier to hearing well. Retail Finance gives the customer greater affordability and peace of mind in the purchase of their new hearing care solution.

Get in touch

Ikano Bank offers Retail Finance on glasses, contact lenses, prescription sunglasses and hearing care solutions. We are committed to fair and responsible lending and will not stretch affordability.


Why work with Ikano Bank?

We’re a family owned bank that’s been providing retail finance in the UK for more than 20 years. Our roots are in retail. The same family that founded IKEA, founded Ikano in 1988.

We’re proud of our unique retail heritage and what we’ve learned from it - a strong and simple idea, with a little bit of hard work and good values is important for success. From our UK base in Nottingham, we offer simple retail finance products with over 250 retailers across the UK.

Working with Ikano Bank

Over 250 businesses offer retail finance with Ikano Bank


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Learn how we can help your business benefit from retail finance.

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