Your home. On your terms.

Bring your ideas to life with IKEA Finance Services

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Interest-free credit (0% APR representative)*

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Available from £99 to £15,000

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Repayments from 3 to 48 months

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Spend instantly once approved

How does it work?

Create your shopping list

Remember to include any installation, collection or delivery services.

Apply for a loan

Before you purchase, complete the quick and easy online application form at home.

Complete your purchase

Go back to the IKEA website or in-store and use your virtual card.

How to apply

Get started with the IKEA finance app

See how much you could borrow
Apply for your loan in a few simple steps
Spend straightaway with your virtual card
Manage your repayments and more.

Download the app on your phone

Download the IKEA Financial Services app from the App Store

*Terms and conditions apply. You can apply if you are over 18 years old and have a permanent UK residence. Applications are subject to status and affordability checks.

iPhone showing IKEA Finance calculator