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Available from just £99
Payments from 3 to 48 months
Get a response within 2 minutes
Spend instantly once approved
Please be aware that this is an online product, you will need to be able to apply and manage your account online
You can spread the cost of purchases between £99 and £15,000 for up to 5 years (subject to availability).
Fill in your personal details and go through our digital identity checks. You'll need a good quality camera and a valid passport or photo driving licence to hand.
Accept and sign your agreement, and you'll have up to 90 days to spend your loan in-store or online.
Do you want to tell us about your circumstances or need a little extra help?
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Many years ago, IKEA and Ikano were setup by the same family.
We're now working in partnership to provide financial services to UK customers. Together, we want to make a better everyday for everyone.
You can apply if you are over 18 years old and have a permanent UK residence. Applications are subject to status and affordability checks. Terms and conditions apply.