Please be aware that this is an online product, you will need to be able to apply and manage your account online
See what you could borrow You can spread the cost of purchases between £99 and £15,000 for up to 5 years (subject to availability). Try our loan calculator
Get your loan offer Fill in your personal details and go through our digital identity checks. You'll need a good quality camera and a valid passport or photo driving licence to hand.
Shop straightaway Accept and sign your agreement, and you'll have up to 90 days to spend your loan in-store or online.
Get the free IKEA finance app See how much you could borrow Apply for your loan in a few simple steps Spend straightaway with your virtual card Manage your repayments and more. Download the app on your phone Get it now for Apple Get it now for Android
We're creating a better everyday. Many years ago, IKEA and Ikano were setup by the same family. We're now working in partnership to provide financial services to UK customers. Together, we want to make a better everyday for everyone.
You can apply if you are over 18 years old and have a permanent UK residence. Applications are subject to status and affordability checks. Terms and conditions apply.