Representative example:
23.9% APR
Representative (variable)23.9%
Purchase rate p.a. (variable)£1,200
Assumed credit limit
Instalment plans are available on IKEA purchases up to £2,000 or £299 for purchases elsewhere.
We’ll highlight any eligible purchases and you’ll have 10 days to convert to an instalment plan.
Check the plan length, monthly payments and any fees to make sure it fits your budget. Instalment plans are available over 3, 10 or 20 months for IKEA purchases and 3 months for purchases elsewhere.
Once you’re happy, tap ‘convert to instalment’ and manage your plan easily from the app.
Instalment payments form part of your minimum payment. We may charge interest on overdue amounts. If you fall two payments behind, all plans will be cancelled and interest will apply to the balance at your purchase rate.
Learn more about instalment plans
Wherever you shop, use your IKEA Family credit card to collect points and unlock rewards from IKEA Family.
Learn about rewards from IKEA Family
You’ll get up to 56 days interest-free on purchases at IKEA and everywhere else – just pay your full statement balance on time each month.
You’ll need:
Already a customer?
Log in to the app to manage your account.
You can only access your IKEA Family credit card account using the IKEA Financial Services mobile app.
A qualifying transaction/purchase can be converted to an interest free instalment plan. Depending on the amount of the eligible transaction, it can be 3, 10 or 20 months to repay.
Only IKEA purchases made within the last 10 days and between £99 and £2000, and non-IKEA purchases between £99 and £299 are eligible to be converted to instalment plans.
The ‘available instalment’ section in the IKEA Financial Services mobile app will let you know which transactions are eligible and show you details of the monthly payments. You will have 10 days from when the transaction shows as ‘completed’ to convert an eligible purchase into instalment plan.
To learn more about how rewards from IKEA Family work, please visit the IKEA website www.ikea.com/gb/en/ikea-family/benefits/rewards
IKEA purchases
There is no fee for converting an eligible purchase made at IKEA into instalment plans.
Non-IKEA purchases
If you convert a purchase made outside of IKEA into an instalment plan, then a fee of 3% of the amount of the purchase applies. This fee will be divided equally between the instalment plan payments and applied to your account monthly until the balance of the instalment is paid in full.
If you need extra support due to physical health, mental health or due to a recent life event such as bereavement, we want to help.
If you’ve noticed something suspicious on your account you should let us know straight away.
Our IKEA interest-free loan is designed to help with bigger purchases at IKEA.
Credit and the terms you may be offered are subject to status.
