Be aware of fraud 

Stay Secure online

Here at Ikano we take your personal security very seriously and take every possible step to protect you from known fraudulent activities that may occur online, over the phone or via email. However, it is always best to stay vigilant and cautious. If you are contacted by Ikano it is also worth noting that we will never:

  • ask you to provide any bank details via email.
  • ask you to provide any bank details via the telephone without the correct security questions being asked first.
  • contact customers regarding competitions or promotions offering substantial cash rewards.

Suspicious email?

Any emails sent from Ikano Bank to our customers will always contain the last 3 digits of your postcode as a security measure.

If you've received an email you think may be suspicious, please don't click on any links and delete the email immediately.

We are aware of scams involving individuals being offered loans for an advanced upfront fee by organisations posing as a representative of financial services organisations. At Ikano Bank we do not charge up-front fees for our loans and would not approach you directly in this way. If you think you have been a victim of such a scam, please contact your bank immediately and report it to action fraud.


  • protect your identity - make sure you keep valuable documents safe and destroy unwanted paperwork with a shredder.
  • keep us up to date - let us know if you change your name, address, telephone number. We may need to contact you from time to time.
  • check your latest statements - you can view your statements securely online. Make sure all the transactions are correct and report any that may seem suspicious by contacting us.
  • protect your computer, mobile and electronic devices - never leave your these unattended in public places and ensure you lock your mobile phone in case it is lost or stolen. Make sure your devices are protected with regularly-updated anti-virus and anti-spyware software.
  • block the sender’s email address if you think you've received a phishing email - that way, you won’t receive any more emails from that account.


  • respond to suspicious emails - these could potentially be phishing emails where fraudsters will try to convince you to hand over personal information. If you believe you have received a fraudulent email from Ikano, please don't click on any links and delete the email immediately.
  • give out security information such as security passwords and PINs as these should always be personal to you.
  • give out any personal information until you have verified the credentials of the person or organisation.
  • click on links in an email or text message, unless you are sure it is from a trusted source. All Ikano links will contain, or

Tips for choosing strong passwords

  • Use a strong password to protect access to your account and keep it safe

    Follow our tips for creating a good password:

    • A strong password should be memorable to you but very hard for someone else to guess.
    • Use a different password for each of your important accounts.
    • Avoid reusing passwords for several important accounts. If you do this and someone gets your password for one account, they could access all your accounts.
    • Make your passwords longer & more memorable. Long passwords are stronger and more difficult to guess, so make your password at least 8 characters long. To help you create longer passwords you could use:

      • Lines of lyrics from a song or poem
      • A quote from a movie or speech that means something to you
      • A short line or passage from a book
      • A series of words that are meaningful to you, but not anyone else
      • An abbreviation: perhaps make a password from the first letter of each word in a sentence
  • Avoid creating passwords like these
    Avoid creating passwords from personal information that other people might know or could easily find out. Examples of this include:
    • Your nickname or initials
    • The name of your child or pet
    • Important birthdays or years
    • The name of your street
    • Numbers from your address
    Don’t use common words or patterns that might be easy to guess:
    • Obvious words and phrases like "password" or "letmein"
    • Sequences like "abcd" or "1234"
    • Keyboard patterns like "qwerty" or "qazwsx"
    • Any examples in this article, like "sPo0kyH@ll0w3En" or "uP@8cCe!"

Do you think you've been targeted by financial criminals?

Fill in our online form to tell us more. We'll investigate and get back to you after a thorough investigation.

If you've received a potential scam message or computer virus but no money has been lost you can report it on the website. 

This was last updated on 5/7/2023