If you miss a payment or pay late
It could affect your credit rating, which may make it harder or more expensive for you to get credit in the future.
If you don’t pay by the due date, you'll be charged a £12 fee.
We'll try to contact you to talk about your account. If it carries on, we may sell your debt to a debt purchase company or you may have to go to court.
Get in touch if you're worried about keeping up with your payments.