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Published 23 July 2026

The IKEA Family credit card lets you spread the cost of eligible purchases through instalment plans at IKEA and beyond. Eligible IKEA purchases will qualify for interest-free instalment plans, while non-IKEA purchases offer a 3-month instalment plan option with a 3% fee. All instalment plans are managed in the app.

Representative example: With a credit limit of £1,200, your representative rate would be 23.9% APR (variable), based on a purchase rate of 23.9% p.a. (variable).

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IKEA Family credit card

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