Theme 2

Making your IKEA Family credit card repayments on time helps you stay in control of your borrowing, avoid unnecessary fees and protect your credit history. Whether you prefer to pay your balance in full each month, make the minimum payment or pay a fixed amount, it's important to understand how repayments work and what happens if you miss one.

Representative example: With a credit limit of £1,200, your representative rate would be 23.9% APR (variable), based on a purchase rate of 23.9% p.a. (variable).

Eligibility for instalment plans on the IKEA Family credit card depends on the type of purchase and the total transaction amount. If a purchase qualifies, you can convert it into interest free fixed monthly payments through the app within 10 days of making the transaction.

Representative example: With a credit limit of £1,200, your representative rate would be 23.9% APR (variable), based on a purchase rate of 23.9% p.a. (variable).