Theme 3

The IKEA Family credit card lets you spread the cost of eligible purchases through instalment plans at IKEA and beyond. Eligible IKEA purchases will qualify for interest-free instalment plans, while non-IKEA purchases offer a 3-month instalment plan option with a 3% fee. All instalment plans are managed in the app.

Representative example: With a credit limit of £1,200, your representative rate would be 23.9% APR (variable), based on a purchase rate of 23.9% p.a. (variable).

Eligibility for instalment plans on the IKEA Family credit card depends on the type of purchase and the total transaction amount. If a purchase qualifies, you can convert it into interest free fixed monthly payments through the app within 10 days of making the transaction.

Representative example: With a credit limit of £1,200, your representative rate would be 23.9% APR (variable), based on a purchase rate of 23.9% p.a. (variable).

The IKEA Family credit card is a Mastercard with a typical credit limit available from £500 to £7,500. It offers up to 56 days interest-free when you pay your balance in full and on time, and has a representative 23.9% APR (variable). You can also access instalment plans, rewards from IKEA Family and manage everything in the IKEA Financial Services app.

Representative example: With a credit limit of £1,200, your representative rate would be 23.9% APR (variable), based on a purchase rate of 23.9% p.a. (variable).

The IKEA Family credit card may be right for you if you want to spread the cost of larger purchases, especially for your home. It offers flexible repayment options, including 0% instalment plans on eligible purchases, but it’s important to consider repayments, interest, and fees before applying.

Representative example: With a credit limit of £1,200, your representative rate would be 23.9% APR (variable), based on a purchase rate of 23.9% p.a. (variable).