Published 27 May 2026
Credit card limits, APR and fees explained
The IKEA Family credit card is a Mastercard with a typical credit limit available from £500 to £7,500. It offers up to 56 days interest-free when you pay your balance in full and on time, and has a representative 23.9% APR (variable). You can also access instalment plans, rewards from IKEA Family and manage everything in the IKEA Financial Services app.
Representative example: With a credit limit of £1,200, your representative rate would be 23.9% APR (variable), based on a purchase rate of 23.9% p.a. (variable).