Ways to pay

Your payment options

If you have a store card:

car iconOnline

The simplest way to manage your account and make a store card payment is to set up access to your card account online. You can then check your balance, see how much you have available to spend and make a payment 24 hours a day.

If you’re a new user, set up access to your account now. You’ll need your card number.

If you’ve already set up your account online, log in now

You can make a debit card payment online without logging in: go to our secure payment page - this page will not show any of your account details. We’d recommend that you  log in to view your account, so you make sure you pay the correct amount each month.

You can make this payment with a credit card, however, please refer to your credit card provider for their terms and conditions, as this payment may be classed as a ‘Cash Transaction’ and they may charge you interest at a higher rate.

car iconDirectly from your bank account

(by standing order, internet/telephone banking and other automated transfers)

You can make a payment directly from your bank account to:

Payee: Ikano Bank UK branch
Sort code: 40-02-50
Account number: 81341561

We will email you to confirm we’ve received your payment within 5 working days.

Please always use your 16 digit store card account number as the reference for your payment so we can match this to your account.

Your account number is the long number on your card - or you can find this on your statement.

You may need to select to pay a business when making the payment through your bank. This will allow the details to match and pass your bank's confirmation of payee.

We are not a ‘faster payments’ institution, so please allow up to 5 working days for the payment to clear on your account.

call usCall us

You can make an automated payment by debit card at any time by calling 0371 781 3080 - you’ll need your store card number.

If you have a retail or personal loan

If you have a personal loan with Ikano Bank or with one of our retailer partners, your regular payments need be made by Direct Debit.

Additional loan payments

You can make additional loan payments by standing order, internet/telephone banking and other automated transfers from your bank.

You may need to select to pay a business when making the payment through your bank. This will allow the details to match and pass your bank's confirmation of payee.

We will email you to confirm we’ve received your payment within 5 working days.

 

Select which loan you have to see the payment details:

  • Ikano Bank Personal Loan

    Please transfer your payment to:

    Payee: Ikano Bank UK branch
    Sort code: 40-02-50
    Account number: 31341588
    Reference: Your 9 digit Ikano Bank account number

    NOTE: Please use your Ikano Bank account number as the reference for your payment so we can match this to your account.

  • Bed Shed

    Please transfer your payment to:

    Payee: Ikano Bank UK branch
    Sort code: 40-02-50
    Account number: 81341561
    Reference: Your 16 digit Bed Shed loan account number

    NOTE: Please use your Bed Shed loan account number as the reference for your payment so we can match this to your account.

  • Bensons for Beds

    Please transfer your payment to:

    Payee: Ikano Bank UK branch
    Sort code: 40-02-50
    Account number: 81341561
    Reference: Your 16 digit Bensons for Beds loan account number

    NOTE: Please use your Bensons for Beds loan account number as the reference for your payment so we can match this to your account.

  • BHS

    Please transfer your payment to:

    Payee: Ikano Bank UK branch
    Sort code: 40-02-50
    Account number: 81341561
    Reference: Your 16 digit BHS loan account number

    NOTE: Please use your BHS loan account number as the reference for your payment so we can match this to your account.

  • Cargo

    Please transfer your payment to:

    Payee: Ikano Bank UK branch
    Sort code: 40-02-50
    Account number: 81341561
    Reference: Your 16 digit Cargo loan account number

    NOTE: Please use your Cargo loan account number as the reference for your payment so we can match this to your account.

  • DFS

    Please transfer your payment to:

    Payee: Ikano Bank UK branch
    Sort code: 40-02-50
    Account number: 81341561
    Reference: Your 16 digit DFS loan account number

    NOTE: Please use your DFS loan account number as the reference for your payment so we can match this to your account.

  • Harveys

    Please transfer your payment to:

    Payee: Ikano Bank UK branch
    Sort code: 40-02-50
    Account number: 81341561
    Reference: Your 16 digit Harveys loan account number

    NOTE: Please use your Harveys loan account number as the reference for your payment so we can match this to your account.

  • IKEA (if you applied before 26 May 2021)

    Please transfer your payment to:

    Payee: Ikano Bank UK branch
    Sort code: 40-02-50
    Account number: 31341588
    Reference: Your 9 digit IKEA loan account number

    NOTE: Please use your IKEA loan account number as the reference for your payment so we can match this to your account.

  • IKEA (if you applied on or after 26 May 2021)

    Log in to your account and go to the extra payments section.

    Please make sure that you use your IKEA loan account number as the reference for your payment, so we can match this to your account. If this is missing or incorrect, the payment will be returned to your bank account.

  • Next

    Please transfer your payment to:

    Payee: Ikano Bank UK branch
    Sort code: 40-02-50
    Account number: 31341588
    Reference: Your 9 digit Next loan account number

    NOTE: Please use your Next loan account number as the reference for your payment so we can match this to your account.

  • Reid

    Please transfer your payment to:

    Payee: Ikano Bank UK branch
    Sort code: 40-02-50
    Account number: 81341561
    Reference: Your 16 digit Reid loan account number

    NOTE: Please use your Reid loan account number as the reference for your payment so we can match this to your account.

  • ScS

    Please transfer your payment to:

    Payee: Ikano Bank UK branch
    Sort code: 40-02-50
    Account number: 81341561
    Reference: Your 16 digit ScS loan account number

    NOTE: Please use your ScS loan account number as the reference for your payment so we can match this to your account.

  • Tesco

    Please transfer your payment to:

    Payee: Ikano Bank UK branch
    Sort code: 40-02-50
    Account number: 31341588
    Reference: Your 9 digit Tesco loan account number

    NOTE: Please use your Tesco loan account number as the reference for your payment so we can match this to your account.

  • Topps Tiles

    Please transfer your payment to:

    Payee: Ikano Bank UK branch
    Sort code: 40-02-50
    Account number: 31341588
    Reference: Your 9 digit Topps Tiles loan account number 

    NOTE: Please use your Topps Tiles loan account number as the reference for your payment so we can match this to your account.

  • Vision Express

    Please transfer your payment to:

    Payee: Ikano Bank UK branch
    Sort code: 40-02-50
    Account number: 31341588
    Reference: Your 9 digit Vision Express loan account number 

    NOTE: Please use your Vision Express loan account number as the reference for your payment so we can match this to your account.

  • Is your retailer not listed here?

    Please transfer your payment to:

    Payee: Ikano Bank UK branch
    Sort code: 40-02-50
    Account number: 31341588
    Reference: Your 9 digit loan account number

    NOTE: Please use your loan account number as the reference for your payment so we can match this to your account.