Ways to pay

If you have a store card

The simplest way to manage your account and make a payment is to set up access to your store card account online. This allows you to check your balance, and make a payment 24 hours a day.

You can also choose to pay directly from your bank account (by standing order, internet/telephone banking and other automated transfers) or by telephone using our automated payment phone line.

If you have a retail or personal loan

If you have a personal loan with Ikano Bank or with one of our retailer partners, your regular payments need be made by Direct Debit.

Additional loan payments

You can make additional loan payments by standing order, internet/telephone banking and other automated transfers from your bank.

You may need to select to pay a business when making the payment through your bank. This will allow the details to match and pass your bank's confirmation of payee.

We will email you to confirm we’ve received your payment within five working days.

Pay online

Please log in to your account to check the amount you need to pay and to make your payment online.

Log in to your account

If you’re a new user you will need to set up access to your account before you log in. You will need your store card number to do this.

Payments using a credit card

You can make a payment with a credit card, however, please refer to your credit card provider for their terms and conditions, as this payment may be classed as a ‘Cash Transaction’ and they may charge you interest at a higher rate.

Pay directly from your bank account

You can make a payment directly from your bank account to:

Payee: Ikano Bank UK branch
Sort code: 40-02-50
Account number: 81341561

We will email you to confirm we’ve received your payment within five working days.

Please note: always use your 16 digit store card account number as the reference for your payment so we can match this to your account. Your account number is the long number on your card - or you can find this on your statement.

You may need to select to pay a ‘business' when making the payment through your bank. This will allow the details to match and pass your bank's confirmation of payee.

We are not a ‘faster payments’ institution, so please allow up to five working days for the payment to clear on your account.

Pay by phone

You can make an automated payment by debit card at any time by calling our automated service on the number below:

0333 155 4610

You will need your store card account number. Your account number is the long number on your card - or you can find this on your statement.

Make a payment to your Ikano Bank personal loan account

Please transfer your payment to:

Payee: Ikano Bank UK branch
Sort code: 40-02-50
Account number: 31341588
Reference: Your 9 digit Ikano Bank account number

Please note: use your Ikano Bank account number as the reference for your payment so we can match this to your account.

Make a payment to your Bensons for Beds loan account

Please transfer your payment to:

Payee: Ikano Bank UK branch
Sort code: 40-02-50
Account number: 81341561
Reference: Your 16 digit Bensons for Beds loan account number

Please note: use your Bensons for Beds loan account number as the reference for your payment so we can match this to your account.

Make a payment to your DFS loan account

Please transfer your payment to:

Payee: Ikano Bank UK branch
Sort code: 40-02-50
Account number: 81341561
Reference: Your 16 digit DFS loan account number

Please note: use your DFS loan account number as the reference for your payment so we can match this to your account.

Make a payment to your Harveys loan account

Please transfer your payment to:

Payee: Ikano Bank UK branch
Sort code: 40-02-50
Account number: 81341561
Reference: Your 16 digit Harveys loan account number

Please note: use your Harveys loan account number as the reference for your payment so we can match this to your account.

Make a payment to your IKEA loan account

Please transfer your payment to:

Payee: Ikano Bank UK branch
Sort code: 40-02-50
Account number: 31341588
Reference: Your 9 digit IKEA loan account number

Please note: use your IKEA loan account number as the reference for your payment so we can match this to your account.

Make a payment to your IKEA Financial Services loan account

Log in to your account and go to the extra payments section.

Please note: use your IKEA loan account number as the reference for your payment, so we can match this to your account. If this is missing or incorrect, the payment will be returned to your bank account.

Make a payment to your Reid loan account

Please transfer your payment to:

Payee: Ikano Bank UK branch
Sort code: 40-02-50
Account number: 81341561
Reference: Your 16 digit Reid loan account number

Please note: use your Reid loan account number as the reference for your payment so we can match this to your account.

Make a payment to your ScS loan account

Please transfer your payment to:

Payee: Ikano Bank UK branch
Sort code: 40-02-50
Account number: 81341561
Reference: Your 16 digit ScS loan account number

Please note: use your ScS loan account number as the reference for your payment so we can match this to your account.

Make a payment to another loan account

Please transfer your payment to:

Payee: Ikano Bank UK branch
Sort code: 40-02-50
Account number: 31341588
Reference: Your 9 digit loan account number

Please note: use your loan account number as the reference for your payment so we can match this to your account.