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Once you’re approved for the IKEA Family credit card, you can start using it straight away through your virtual card in the app. You can add it to your digital wallet, set up payments, and manage everything in one place, while you wait for your plastic card to arrive – within 5-7 working days.

You can apply for the IKEA Family credit card using the IKEA Financial Services app in just a few steps. Most applications take under ten minutes, and you’ll often get a decision within minutes. If approved, you can start using your virtual card straight away.

To get the IKEA Family credit card, you need to be at least 18, live in the UK, and pass a credit and affordability check. You can check your eligibility before applying without affecting your credit score.