Theme 1

The IKEA Family credit card offers 0% interest instalment plans up to 20 months (3% fee on plans for non-IKEA purchases). You will also get up to 56 days interest-free on purchases at IKEA and everywhere else – just pay your full statement balance on time each month. If payments are missed, or you don’t pay off your balance in full every month interest will apply.

Representative example: With a credit limit of £1,200, your representative rate would be 23.9% APR (variable), based on a purchase rate of 23.9% p.a. (variable). 

The IKEA Family credit card is a Mastercard with a typical credit limit available from £500 to £7,500. It offers up to 56 days interest-free when you pay your balance in full and on time, and has a representative 23.9% APR (variable). You can also access instalment plans, rewards from IKEA Family and manage everything in the IKEA Financial Services app.

Representative example: With a credit limit of £1,200, your representative rate would be 23.9% APR (variable), based on a purchase rate of 23.9% p.a. (variable).