Loans

Flexible finance for IKEA home projects and more

IKEA interest-free loan

Perfect for larger projects, use at IKEA in-store or online
Interest-free credit from £1,500 to £15,000
Fixed monthly payments from 24 to 48 months
No hidden fees.

Explore the IKEA interest-free loan

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Credit is available subject to status. UK residents aged 18 or over. Terms apply.

Have an older loan with us?

You can still manage and update your account with us if you have:

A personal loan
A retail loan for DFS, ScS, Bensons for Beds, Harveys or Reid
An IKEA loan applied for before 27 May 2021.

You’ll find everything you need in our Help Centre – from updating your details to payments, balance checks and FAQs.

Visit our Help Centre